• Describe the evolution of commercial banks and identify different types of commercial banks.
• Explain the services provided by commercial banks and their significance in the financial system.
• Analyze the relationship between commercial banks and their competitors, and evaluate the impact of key trends on banks.
• Understand the role and functions of Central Banks, including Central Bank Digital Currency (CBDC), and differentiate them from commercial banks.
• Evaluate the regulatory environment of commercial banks, including regulatory bodies, compliance requirements, and their impact on the financial system.
• Analyze the organizational structure of commercial banks, their roles, responsibilities, and powers.
• Understand international banking systems and their organizational structures, including SWIFT and the International Money Market (IMM).
• Evaluate the performance of commercial banks using different performance measurement frameworks, including the CAMELS rating system, KPIs, and financial ratios.
• Understand sources of commercial bank funds and their liabilities and capital management, including capital adequacy ratio (CAR), risk-adjusted capital ratio, and asset/liability management.
• Identify different types of bank deposit products and schemes.

The certificate is designed to enhance the learner's knowledge in the field. This certificate is for everyone eager to know more and get updated on current ideas in their respective field. We recommend this certificate for the following audience.

• Commercial Bank Manager
• Branch Manager
• Loan Officer
• Credit Analyst
• Risk Manager
• Compliance Officer
• Investment Manager
• Treasury Manager
• Operations Manager
• Relationship Manager
• Financial Analyst
• Marketing Manager
• Product Manager
• Audit Manager
• Business Development Manager.